8 Steps to Extend Your MCA Repayment Term
The daily debit is the mechanism that kills most businesses carrying a merchant cash advance. Not the total amount owed. Not the factor rate. The...
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7 Facts About MCA Reverse Consolidation Programs
The name is the first deception. “Reverse consolidation” sounds like a financial product. It is not. It is a new merchant cash advance layered on...
Read Article6 Things to Know About MCA Consolidation Loans
MCA consolidation is the product most frequently sold to business owners who are already drowning. That fact alone should give you pause. The premise is...
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7 Steps to Rebuilding Your Business After MCA Debt
Surviving MCA debt and rebuilding a business from the aftermath are two different undertakings. The first requires defensive action: stopping debits, challenging agreements, negotiating settlements....
Read Article7 Ways to Manage Stress When Your Business Is Buried in Debt
The debt itself is not the thing that breaks most business owners. It is the weight of the debt carried in silence, at three in...
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8 Steps to Rebuild Your Business Credit After MCA Debt
The MCA is paid off or settled, the daily debits have stopped, and the immediate crisis has passed. What remains is the residue: UCC filings...
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5 Steps That Explain Exactly How a Merchant Cash Advance Works
The merchant cash advance is not a loan. That distinction controls everything that follows, from how the money arrives to how it leaves, from what...
Read Article7 Things to Know When You Have Both an IRS Lien and an MCA Lien
Carrying one lien against your business is a problem with a known shape. Carrying two, one federal and one commercial, where the creditors operate under...
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8 MCA Debt Risks Franchise Owners Need to Understand
Franchise owners carry two sets of obligations where most business owners carry one. The franchisor relationship imposes requirements on how the business operates, how it...
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6 Grounds for Voiding an MCA Agreement
An MCA agreement is not sacred text. It is a commercial instrument, and like all commercial instruments, it is subject to defenses that can render...
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